Should I Buy or Lease?

When shopping for a new car to take on daily Anderson commutes, you may be curious about comparing buying vs. leasing. The key to deciding whether leasing vs. buying is right for you is understanding the benefits and drawbacks of each! The team at SJ Denham Chrysler Jeep FIAT is here to show you the benefits to buying and leasing to help you know the option that’s right for you when you’re ready to visit our showroom.

Benefits of Buying

  • Less Cost Over Time: Buying a new car is more expensive in the initial period, but is less troublesome overtime as payments decrease; the vehicle becomes less expensive to own the longer you have it.
  • Ability to Sell: Because you’re not bound by a lease agreement, you may sell your car at any point.
  • No Mileage Restrictions: If you’re constantly driving beyond the Red Bluff area, you should seriously consider buying, as you can drive as much as you’d like with no restrictions.
  • Customization: Modify your car, truck, or SUV as you see fit! You may add any decorations or modifications because the car is completely yours to do so.
  • Financing Options: While leasing isn’t necessarily a hassle, the car financing process is more straightforward. You also may have the ability to refinance your loan at some point during your ownership.

Benefits of Leasing

  • Lower Payments: Whether it’s monthly payments or down payments, when you lease a vehicle those costs will be much lower than buying.
  • High Approval Rate: Those with less-than-perfect credit will have a much higher chance to be approved for a lease contract.
  • Trade-Ins: When your lease term is up, you can either buy outright or trade in for the latest and greatest model at our local Chrysler Jeep FIAT dealership!
  • Great Coverage: Because your vehicle is still owned by our dealership, we ensure it’s still in great shape by covering routine maintenance for you in most cases.
  • Less Sales Tax: In most states, leasing lowers sales tax. In many cases you’ll only have to pay taxes on your monthly payments – not the whole car.
  • Leasing Options: When you choose to lease, you can typically afford to get a far nicer model than if you choose to finance. This opens up many more opportunities when it comes to trim levels and features.

Explore Leasing and Financing Options at SJ Denham Chrysler Jeep FIAT

Whatever direction you choose to go, the team at SJ Denham Chrysler Jeep FIAT is ready to help! We understand that everyone has individual needs, so we treat our customers accordingly. Browse our leasing and financing deals before you head over to our dealership near Chico to find your next vehicle. If you have any questions, don’t hesitate to contact us today!

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(530) 241-1756

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772 North Market Street • Redding, CA 96003

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SJ Denham Chrysler Jeep FIAT 40.5960715, -122.3881604.