What Does Comprehensive Insurance Cover?

Understanding Comprehensive Car Insurance

How does comprehensive car insurance coverage compare to other types of auto insurance? We at SJ Denham Chrysler Jeep FIAT have put together a guide to help inform drivers of the different types of coverage available. These include:

• Comprehensive Car Insurance: When owning your own car, there’s plenty that can go wrong! Comprehensive coverage protects against problems that aren’t related to crashes and collisions, like theft and vandalism.
• GAP Insurance: Your vehicle starts to depreciate as soon as you drive it off the lot, but the remaining balance on your loan will not fall at the same rate! In the event that you get in an accident within the first couple of months of owning your vehicle, gap insurance will cover the difference between what’s still owned on the vehicle and what the vehicle is worth.
• Liability Insurance: If you cause an accident near Chico, you’ll be held responsible for damages caused to others. Liability insurance pays to repair or replace the vehicles of other drivers if you are at fault in a collision. It also covers the medical bills of those injured in the crash.
• Collision Insurance: Collision insurance protects your own vehicle against damages accrued during any single car or multi-car collision. If your vehicle is damaged or totaled, and in need of repair, or you need a new vehicle, your collision insurance will cover the cost.

Insurance requirements vary by state, and while some forms of insurance are recommended for all drivers, others might only be necessary in certain cases! Learn more about your local laws to get the coverage you need on Red Bluff roads.

Learn More at the SJ Denham Chrysler Jeep FIAT Finance Center

“What is comprehensive coverage?” is just one of the questions that drivers will have to answer when they’re upgrading with a new ride. Look to SJ Denham Chrysler Jeep FIAT for answers. Our finance team is standing by to help you find the coverage you need, including gap insurance and more. Contact SJ Denham Chrysler Jeep FIAT with any questions about our models, services, car buying tips, and more in the meantime.